BIZ' MAINSTREAM

How to prepare mentally to be succeed in online business?

1. Mentality of A Champion
This is not a trivial thing. You can not ignore it. Champion mental attitude is needed, especially for business in this area, online. It is often said, that offline business is difficult, all the more … online business? The statement is not entirely correct. It is wrong because: first, the statement scared, second: it imagined it in an enclosed space difficulty to open wide its door, third: there is trauma of failure. But believe that dream can be true. Champion mental is in mench’s self. Someone must be optimistic. Moreover, the fact that everything will increasingly be online at almost all sides. This is global dynamic that requires readiness of owner. Mental champion is needed.

2. Needs Time
Do not think that being a successful online business does not need time. Whose angel that has dared to ensure it? God only wants His people not only pray, but also work. And gratitude is self-awareness of opportunity that God has given. Mental champion will be tested here, at the time can be very long. Like a Moto GiPi racer caliber Valentino Rossi or others, he was doing exercises in time. He realizes that the exercises always need time, and even here there should be a top priority. Time will continue to run, and tomorrow will be to change. We may be able to find so many successful people in business online, right? They may be classified as a master or even super-master. But inside themselves they were very aware that the business must go on though it was classified as very successful.

3. Anticipate Failure
Whose beings in all parts of this universe that wants failure? Then, when person is tested by (very) difficult exam questions, mench must answer. Answer sheet was in front of eyes, and hand held a pen that must answer soon. If online, then fingers should type, and then submit the answer to exam supervisor. Supervisor of exam here is “success” itself. A question, what kind of value will be obtained? It means: what kind of success itself will be obtained? If fails, it is obvious that something is not right.
To be succeed in whatever fields, in this case is business online, ought to be had principle “difficulty is knowledge”. Courage is required to enter space that is used to be often feared and avoided. And difficulty that, if observed, will greatly enrich the next development.

4. Learn from Successful People
Abraham Maslow in psychology (Psychology of Humanity) once has said: if you want to be healthy, then you must learn from the healthy; if you want to be succeed, then you should learn from successful people. Thus, the ideal would be actual. He called it: self-actualization.

(from: inter-sources)

(reflection on aufklarung of future business)
The great man is thinking to find a book. The meant book is a business book that has certain mundum effect. A student asks, “What is the relationship between our lesson with the world of business, Guru?” It is thought by Guru Dalai of standard thought a la student’s thought of Buddha, “There is nothing a standard to every thing!” So, from the other side, Guru Dalai must convey meaning through different way:

“Are there any props for sky?”

Mr. Frog hears in silence. Mr. Frog knows that there is a famous bookstore selling up to date books. It is like a blog’s diary that offers in advertisement ways that have high appeal power. Because of the sold books are books that have very good quality. The business world is included. And about the latter point, Mr. Frog knows very well that something is missing. It happens because there is something that is not managed properly.

“A lot of books, right? As much as their each title, isn’t it?” says Guru Dalai.

Mr. Frog is very understanding, “It is true that so many books are there. See the shelves, how many shelves are spent by the only subject? Compare with shelves of other themes of books. How many shelves are spent, too? ”

“I think the shelves are not as much as the others,” says another student.

“And the shelves have a lot of branches.” responses Guru Dalai.

Mr. Frog does not think worst. Mr. Frog only thinks about its management. Publication must be regulated by a curtain regulatory division. Don’t branches make confused their each reader? And a reader is certainly different from another. Although, we are in one vision, one mission and one goal, but why are they in different step? (red.: a strangest question among others).

“So it is clear that will be more branches.” says Guru Dalai.

“Confusing branches?” asks the another student to establish.

“Yep!” Says Mister Frog in a home alone. “They understand now, in confusion, of course”

Sky angels are asked to open doors of heaven. “Cloud” has been thick. It means that, hopefully with rain, all creatures still delight to achieve certainty. For ICOs may soon find a resolute step. Because, see once again, “cloud” is in phase of more and more blackening darkness.

Already received salary? Needed to manage it wisely so as not run out of “breath” in the middle of month. For this, there are several priorities to move:

Pay All Charges

Immediately pay all charges after salary come into account. Pay all charges of credit card off so as not to get into large interests. If fund is not sufficient to pay the entire charges, pay at least 30 percent of the total debt. Avoid payment with minimum payment, because it will pay interest only, not main charges.

Prioritize Saving, Than Shopping

After paying all charges, then enter the remaining 30 percent of fund into saving account. To avoid forgetting to save, directly do debit to salary in saving account. Familiarize not always to think: “if there is remaining, just remember to save“. So, save first, then spend the rest of the fund.

Observe Expenditure

Record all expenses in detail. Make list of expenditure for the month. Some examples: transportation, meal, entertainment, charges that need to be paid, and so on. Stick to the list when spending money. To avoid sudden expense, make unexpected expenditure.

Save All Receipts

To avoid confusion where money run out, save all receipts. Thus it will be known very large and over budget expenditure. If you have already known the problem exactly, fix weakness in the next month.

Lunch Expense

It is necessary to do the following for those who works. When reluctant to bring lunch every day, do it once a week. Most important, it is needed smart money managing for lunch ration. If today’s lunch at the restaurant, then the next day may bring lunch from home. When two days out of pocket, then two days also bring your own food. This will make expenditure in balance.

Variation of Transportation

This point spends a lot of exhaust. Calculate great care expenses for gasoline, toll, parking, repairing vehicle, and so on. Well, for its trick, search companion, so it will be happened inter-personal sharing about travel cost. If possible, occasionally use public transport such as train or bushway. If you could use public transportation a month within two weeks, how many dollars could be saved?

(from: inter-source)

(reflection on vivacity of business’ veni-vidi-vici)
That’s right, not “vini-vidi-vici”
If you wanna be true, come to a truth properly
Learn from people who come to everything rightly

That’s right, not “veni-vedi, vici”
If you wanna be true, look at a truth properly
Learn from people who look at everything rightly

That’s right, not “veni-vidi, veci”
If you wanna be true, enjoy with a truth properly
Learn from people who enjoy with everything rightly

True that “vini-vidi-vici”
Make no mistakes again, because the true is never the wrong
If there is one, why isn’t there other one?

Then, gladiators were down
And, gladiators were sprawled
Later, … dead

There wasn’t a “RIP” on his grave
He was forgotten, only if lose
He was memorized, only if win

Nowadays situation is amazing, Amicus thought. It is a thing that has never happened before in a pattern of decision making. This time was remaining the not-loyal servants like regret, anger and panic. So, he thought once, that there was a particular thing that has not been touched by the big meeting of the Senate.

Amicus immediately went to his King and said, “Our beloved kingdom ought to have one very special-important thing, Your Lord.”

“What’s that, Amicus?”

When faced the being-sought answer of the question, Amicus tried carefully to remember vividly of a brilliant concept. He appreciated the thing and … fine-fine-fine and … see and … yes: hotel paris.

“The Senate must agree in a same term of thalamus, My Lord.”

“Thalamus?”

And instrumentalities, Amicus thought, namely accommodation cannes.

“Because of it has often used short ways for reaching amigdala.”

“Wht do you mean, Amicus?”

“If a decision ought to be careful, it could not go directly to the amigdala, except in the most urgent situation. There is another way that its value is very important and far more meaningful.”

As he earnestly spoke about it, Amicus’ thought reached hotel paris thalasso for straightening the false ways that were often happened out of the truth in the long-long past time, namely emotional hijacking.

“Servi Fidi!” cried the King.

Thus, there was unanimous determination to be submitted to the Senate or the People’s Council for streamlining the decision making patterns that had been wrong. “Now is our moment, Servi Fidi!” cried the King in the spirit of emotional intelligence throughout the country.

In the midst of urgency to educate inhabitants of the earth so that more intelligent in emotion life—and certainly as well as for the earth itself—event’s shadow of divorce between Amigdala and Gambling has made Gyrus Ce. alias Gyrus Cingulatus busy looking for answer(s) to question: “gambling’s tear drops?” Because of it has really remembered about events of post-divorce that were experienced as similar cases. It said, “It should happen tear drops, but why it was on the contrary?”

Gyrus Cingulatus testified about that, because it was a neighbor and a co-worker of Amigdala at once—i.e. about “a typical sign of human emotion” called “tear” that its drops could occur for stimulus of Amigdala and itself. When Amigdala was expelled from its place, the happening was a major catastrophe that occurred even terribly happened not only for merely itself but also—don’t forget—the closest, families, neighbors, communities and so on until—it’s possible something—this planet and that one, too.

How if it happens to Gambling? After the incident might have happened as it appears in the story of what happened in film 2012, then wouldn’t there be a reverse of logic that all of its contents blame Gambling that—nota bene—had been thrown out (of its place) earlier? In essence, variation of charges might be among others such as: “a source of error is yours!” or “what has been done by the algorithm of online vegas casino?” or “what a kind of program that have played by usa online casinos?” or “all are so confused because of the implementation system of roulette online that has twirled brain of online at anywhere!” or … “what else?”

Remembering about what happened to Richard Robles in August 1963 (see: Daniel Goleman in “Emotional Intelligence“), felt that kind of this business field should get extra attentions that could reach “Universal Intelligence“.

It is for those who like method of fundamental analysis to find out cheap stock, particularly in banking sector.  There are 6 methods that can be used to, those are:

Price to Book Value (P/BV)

It is a method that has common tool used for evaluating bank stock, usually used to see the real value of a bank’s net asset. Investors usually have a will to buy stock at P/BV, ROE 2 times when at least by 15% or a will to buy at P/BV, ROE 3 times if at least 20%.

Price to Earning Ratio (PER)

It is commonly understood as price of share compared with net income. This ratio is also often used as P/BV. But, the difference, it is usually used to compare PER of stock with PER of industry or PER of market. The weakness of PER calculation is easy distortion by revenue that is unrelated to operation such as foreign exchange earning (or other) that could affect net income position outside the operational performance. PER of banking in 2010 reached 20 times, inline with PER of market in range of 12.5 times.

Price to Pre-Provision Profit (P/PPP)
Ratio of P/PPP is used to measure operational performance of company. Net income volatilities caused by imposition of provisional costs and tax costs can be avoided with this method which is only focus on company’s core business. Still there is criticism of this method, because cost of provision should also essential for the calculated to reflect bank’s management quality. Because of the lower-and-lower P/PPP value of bank’s stock, then it is said that bank’s stock price is considered cheap.

Market Cap to Deposit

This method is used to see how far a representation of  bank’s potential growth prospect. The logic which is used in application of this ratio is representing fund that can be used by the bank to be channeled into productive asset, particularly loan channeled into high-impact result. Measurement of this ratio will only be valid if banking sector in good condition and not in financial crisis because of curtain reasons of bank.

Dividend Yield Compared with Risk Free Rate Return

It is valuation method used to accommodate those who argue that buying stock is only worth doing if offered dividend yield could be upper yield offered by risk free rate. The weakness of this method is not count possibility of price increase, especially for countries in category of emerging markets, which have capacity to provide high-enough investment return level from price appreciation only. Therefore, there are investors  that more likely tend to get profit from higher price multiplication compared to dividend income.

ROE Compared With Cost of Equity

Rationality that is used in applying this ratio is when ROE of bank under its COE (number of return or minimum required return of investor to invest in a stock), then it is felt better to invest fund in other bank that give more profit. The weakness of this ratio is in risk premium or beta coefficient. Meanwhile, the weakness of ROE is difference of net income quality used to calculate ROE and capital optimizing (equity) owned by bank (whether too little or too much) that can affect the level of bank’s ROE.

(from: inter-sources)

The story of two most primitive peoples in Park Eden has become history and will continue to historicizing. “Don’t eat the fruit! Because … bla-bla-bla ….” It is prohibition which—somehow, in the next time—merely raised “the desire of curiosity” up. What’s wrong with that?

But if the case was presented at first like mentioned above, “the presence of almond” itself was sealed as “the presence of sin“. Especially, if the fruit was eaten, then—in turn—what were the opinions said about gambling? In fact, from the very beginning scene, “be” is something that can not “be” if not held. The philosopher Plato said in the concept of “ideas“. Some big questions: Maybe, is “holding” the word “Lord” for Father (God) through “ideas” a la Plato more holy than a promotion of gambling business concept implementation such as lonelyhearts casino online reviews or learn more about slots or how to play slots online? However, before going so far to step up for a hearing, perhaps there should be prior agreement about what sin is? And, furthermore, is there a standard agreement on the term of sin, and so its measurement’s criteria? Or maybe it is not necessary for reason of facts that across all ages, places, times? Then, where is the position of space of this kind of business? … bla-bla-bla … and so on?

The fact that the fruit almond has existed as a presence, as well as its eater, right? Almond is the origin of amigdala, which has a closed-friendly neighbor called hippocampus. The both live in an area within a state called “brain of noise“, from the most primitive to the most modern, which have been proven in evolution process of cortex and later lead to neocortex. If the earth is a body such as an intelligent human beings—and indeed the personification of the earth is supposed to challenge like that, because the populations have stepped down their feet on the earth for millions (even billions) and manifested himself as itself—, may a surgeon operate the human’s brain as a purpose for throwing earth’s amigdala only? And—look—the fruit almond secretly was eaten by business world like gambling. Then, a very large hole in a steep after all that are ready to prey on a question that was answered flippantly is about “what reality for a man lost their amigdala?“

Internet marketing world has kinds of digital currencies or e-currencies (electronic currencies). (We hope no one here is allergic to the word beginning with “e-”). They have very vital function, namely as “money”. They are equal to value of currencies of non-”e-”. They apply internationally. Transactions take place through electronic internet-based computer. Many parties such as marketers, vendors, affiliates and others believe the security. They are not worried that their money would be lost, provided certain condition must be met regarding safety. Basis of their motion is as their each name, i.e. in e-commerce (electronic commerce) environment. Scope of their motion to reach goods and services in terms like distribution, purchasing, sales and marketing.

Some examples:
1. Credit Card, which is an electronic settlement tool for retail transactions with credit system. Issued by legal entity such as a bank, of which the holder can withdraw money from ATM machine in the state debt to the bank.
2. Debit Card, which is an electronic payment card issued by a bank. It refers to the balance of storage. Any withdrawals of cash from an ATM machine that reduces the balance stored. Withdrawals exceed deposit will be rejected by the machine automatically.
3. Paypal, which is mean of payment (payment processor) is safest to use credit card over internet. Its function is to overcome deficiency in the traditional delivery such as check or money that orders in long process. It works as a bank account.
4. 2checkout, the process of payment using credit card such as Visa, MasterCard, Amex, JCB, Discover, or others. Each transaction process, credit card’s number and data should always be included.
5. E-gold (e-metal), i.e. currency unit of real gold. Value assessed using digital money that can be easily traded online. In addition it is also guaranteed deposit fully with real gold stored in London, England, by the company E-gold operated by Gold & Silver Reserve Inc.. Gold transfer system can be done quickly.
6. C-gold, which is a digital currency on backup with real gold. It is the same as C-Gold.
7. Liberty Reserve, which is one of digital currency that on backup using Dollar or Euro. LibertyReserve headquarter at CostaRica in address Libertyreserve.com. Recipient will receive 1% of each fee $ 3.
8. Check, which is way of instructing payment of financial institution like a bank to pay certain amount, with particular currency and from certain account, i.e. the poster’s instruction on certain institution.

(from: inter-sources)

All people have experienced “existing in” or “in the middle of” something or someone. “Interests” was born since before the womb of “inter-esse“, that its kind is similar to “to list“, i.e. has the nature of “listy” for doing “listily“. But, unfortunately, “to list” is like a suffer people. He was arrested and then put into a place called jail after an incident of “a ship lists“. “To list“wa—indeed—in “actively trying“, “interested in a depth of reality”. But it was slipped and then fell in a “lust“, although—in fact—it was not a person that controled appetite, but it is a free-active interest and always try to mean it. The author of “The Cloud of Unknowing” really like “the cloud“. He wrote about it, but an expert of the fourteenth century did not know where he/she was. Evelyn Underhill asked: “Where is the writer?”

Quelle is “Q”, a place where “source” always exists. But a German namely Siegfried Schulz did not know it. He ought to concentrate to his subject first. He has his own business as a practiced discipline, which is a fundamental work that concerned to the other “Q”. At this point, the next task is in the history’s task. What the thirteenth century’s trend through the twentieth century’s one seems to be updated. Erich Fromm expressed it in “To Have or To Be” that the character of the both is “has tendency for meaning a language from negative side“.

This century continues in a clear task, which would not fall in the same hole, namely “negative thinking”. He must interpret language in the treasury of “positive thinking”. “Inter-esse” will have many variants that will be clear in all respects caused of “to be”, especially when it’ll come to “biz’ – ” alias business. Like for a vehicle, the owner really wants it like his/her performance. He/she feels that the need to perform is in aesthetic values of car accessories that make all comfortable, controlled, confident, positive and has led to a shape desired by his/her century’s character. About the case, in turn, Quelle will note that this is a century that guide people around the world freely create, innovate and holistic. Even—one more about that—if the time has come and if the inhabitants of the earth are moved from their place and then settle on another planet. Could it be? The answer is in online and offline system as well. And thus, J.K. Rowling’s Harry Potter’s cars are no longer just like a dream.