SHOPPING IN OFTEN WASTEFUL? DO NOT BLAME CREDIT CARD!
Posted on January 6, 2010
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Women and purchases are difficult to separate.Women need a shopping activity to satisfy his heart. Unfortunately, when shopping, women tend to be motivated by feelings of desire rather than calculation. That, sometimes, income and expenditure are not balance. Until the debts were mounting.
The dig a hole and closing the hole we often encounter in everyday life. Quite often we will say the reason is because the temptation of credit card offers. Yet precisely the fundamental cause of hiding something is in our heads. Apparently, when we are shopping and are tempted to buy something, like a beautiful handbag that cost quite expensive, your brain releases dopamine. Dopamine is a chemical that helps the brain produce pleasant feelings. Dopamine is a substance that is also flowing in your brain after intercourse, or after eating chocolate cake that tastes good once.Mean while, while saving money, for most people, the brain does not process this substance dopamine.
So that financial problems will not fall again, there are several steps you can try to do:
Difficult for shopping activities.
First, remove the link from the computer online shopping. Then, remove the catalogs shopping at home. If you have time, please contact the sender’s phone number for the catalog you remove data from their list.
Get rid of another card.
The average person has 2 credit cards. No matter how many credit cards you have in the drawer, remind yourself that you need only 1 credit card. The rest? Save it in a drawer safety, or ask all the card issuer to deactivate your card. Not only credit cards that could be a “teaser” for shopping. A membership card merchant account can also lead to the desire to shop. The more often you see the membership cards of a shop or department store, the more difficult you to be tempted.
Change daily habits.
Think about your route every day. Is your trip to the office is filled with temptation? For example, coffee latte from a particular coffee shop is your weakness, so that each day you follow the path that passes through the coffee shop. So do not have to pay an average of $ 3,9 per day to buy coffee, change your route, or change the habit of drinking coffee with another drink homemade (which is much cheaper). Or, if your weakness is fashion, avoid the temptation to just glance at the boutique on the weekends.
Reduce snacks.
Take a look at the contents of your refrigerator, do a lot of unhealthy snacks? If yes, it’s time to switch to healthy foods. For example, small carrots or beans. Enter into the small pockets for snacks a day, with this, in addition to more healthy, you are also more efficient. Want more frugal again? Start up menu for the week. Bring your lunch every day at the office.
The next step:
Cash money. More difficult to spend money in a physical condition rather than to shop using a credit card or debit card. Try to divide the money per day in a sufficient amount. This way, you will increasingly find it difficult to shop for items you need less.
Another source of dopamine.
In order not to feel tempted to return the flow of dopamine from shopping, try to divert the desire of other things. For example, classes of interest to you but has not been tried, for example; Pilates class or dance class. Or, if at any time you feel the urge to shop, you better watch funny videos on the Internet, more entertaining and not expensive cost
SO: DO NOT BLAME CREDIT CARD!
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